Friday, March 1, 2013

Meet The New Wage Slave


Going to collage on a student loan?  Congratulation you have become or on your way to being a wage slave to the guarantor of the loan.  Who is the guarantor?  Why Uncle Sam is, who else.  He took over the student loan business in his Affordable Care Act.  Guess what else your government has done to insure your slavery?   It has exempted student loan obligation from being discharged in a bankruptcy proceedings.  Graduate with $50,000 of debt but have to move back in with mom and pop, and can only get a job, if at all, at McDs or a carwash.  Too bad, the debt has to be paid, you owe your soul to your government debt!

You think you can ignore it?   They will take you to court; the court will order you to pay.  If you do not pay you will be charged with contempt of court, arrested, and put in jail until you start paying.  No debtor imprisonment in the US, yeah right.  If the government orders you to pay, you either pay or go to jail, resist and they will shoot you if necessary to put you in jail.  Don’t believe me go ask all the imprisoned dads because of child support. 

They deserve it you argue, they are bad people for not supporting their children.  I will leave out arguing how the system is so stacked in favor of the mother, how they are coddled, supported, and treated like queens for spreading their legs for every Tom, Dick, and Harry that turned them on without making sure they were protected from getting pregnant.  The point of this article is the growing number of indebted wage slaves that the government is collecting under the guise of making obtaining an education, which is to lead to the fulfillment of the student every dream, easer to obtain by availing themselves to their easily available loans.  

While getting the loans is easy getting a good education is not.  Many student dropout of school debt ridden before ever graduating, but that does not relieve them of their obligations.  Another consequence of these easily obtainable government loans is the constant increases in tuition costs, which means that he students must borrow more money thus increasing their obligation to the government.

If a person can afford to pay for a degree in English Literature, then by all means that person should be able to peruse their desire.  However, if a person who has to borrow from the government to go to school they should seriously consider getting educated in a field in which they will be able to repay the loan.  There are a lot of fluff degrees out there, easy to do the course work, easy to get high grades in, Education and Sociology being two prime examples.  But just how many social workers do we really need, if you listen to the progressives we all need them and a physiologist.  

I read recently that student loan debt has passed home credit card debt, and this headline in Bloomberg Bisinweek: “Student Debt Is Stifling Home Sales”  and gives this example, “Roshell Schenck has a Ph.D. in pharmacy and earns $125,000 a year. Yet, because she has more than $110,000 in student loan debt, counselors have told her she can’t qualify for a mortgage. “I’d love to buy and can afford to buy,” says the 28-year-old graduate of Lake Erie College of Osteopathic Medicine in Erie, Pa. With lenders scrutinizing college loans more closely than in previous years, it’s almost impossible for borrowers such as Schenck to get approved for mortgages. “My debt is crushing my chances of purchasing a home.””  I reckon that it is for a lot of folks as the student load now is about 1 trillion dollars and growing.

No comments: